Inventory purchasing
Minimum orders and supplier deposits can create a large upfront commitment. Use confirmed customer demand and stock already held when defining the purchase.
Business financing referrals · Distribution businesses
Business funding between supplier orders and customer receipts.
A distributor may pay suppliers before goods are delivered or customer invoices are settled. Explain the inventory order, handling cost and timing of the gap in your application.
Distribution businesses · funding preparation
Put important dates beside the budget
Gross order value is different from the cash tied up in an order. Deduct deposits and consider returns or customer payment terms when estimating the amount that needs funding.
Your funding purpose
Put the expense into context
Handling equipment
Packing stations, pallet equipment and loading aids can support a change in order volume. Include setup costs and the space needed to use them.
Regular costs between receipts
Freight, warehouse labor and supplier balances may come due on different dates. Break the request into those obligations and identify expected customer payment dates.
Look beyond the headline
Assess the commitment behind an offer
Funds received
Separate the headline amount from proceeds after deductions and fees.
Payments owed
Place the required repayments in the same budget as existing business expenses.
Changes and exit
Read what the contract says about early payment, missed payments and changed circumstances.
Start with the facts
Gather the essentials before applying
Work out the expense and its payment deadline before choosing the requested funding amount.
- 01The expense you plan to fund and its timeline
- 02How long you have operated and your revenue band
- 03The sector you work in, business name and credit band
- 04Owner email and phone details for the verification step
A look at the steps
How a request moves forward
Set out the need
Describe the amount and timing required for your planned business spending.
Add the figures
Complete the revenue, business-age and approximate credit-range questions using current information.
Confirm the details
Check the application and disclosures, then use the SMS verification step to complete submission.
What to expect from us
Answers before you submit
How do referrals and compensation work?
We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.
Can a request be declined?
No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.
How is the review schedule determined?
The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.
Why does the form ask for contact consent?
Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.
Ready to describe the expense
Start with your business spending plan
Enter the business details and the amount you want to explore in the application.